#AMEX GOLD SEAMLESS PLUS#
Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S.Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.This statement credit benefit brings down the net effective annual fee. Plus, you get up to $120 in dining credits each year** (divided as up to $10 per month in statement credits) when you use the Amex Gold card at eligible dining partners including at participating Shake Shacks, The Cheesecake Factory, Ruth's Chris Steak House (through August 1, 2022), and Grubhub/Seamless. In addition to the 4x categories, it earns 3x points on flights booked directly with airlines or through. The Amex Gold card has a $250 annual fee, but thanks to its incredible earning potential and benefits, it's a mainstay in my wallet.
#AMEX GOLD SEAMLESS FULL#
If you were to max out the full $25,000 annually on groceries with the Amex Gold card, you would earn 100,000 Membership Rewards points, which are roughly valued at 2 cents apiece (or about $2,000 worth of travel, depending on how you like to redeem your points). This card is the highest Membership Rewards points-earning card in the grocery category. This is why my strategy relies on using the American Express® Gold Card at home or when I'm traveling within the United States to earn 4 points per dollar when dining out.įor families and anyone else who purchases groceries frequently, using the American Express® Gold Card for grocery purchases at US supermarkets can be a lucrative way to generate points. The minor caveat with this earning benefit is American Express isn't as widely accepted globally as Visa or Mastercard networks. Up until June 2019, the 4x points earned at restaurants was solely for U.S.-based restaurants, but American Express expanded it to 4x at all restaurants. The American Express® Gold Card earns 4 points per dollar at restaurants and 4 points per dollar on $25,000 per calendar year in US supermarkets (then 1 point per dollar).
It's important to practice financial discipline when using credit cards by paying your balances in full each month, making payments on time, and only spending what you can afford to pay back.
Keep in mind that we're focusing on the rewards and perks that make these credit cards great options, not things like interest rates and late fees, which will far outweigh the value of any points or miles. Both the Amex and Chase rewards programs allows you to redeem points by transferring to multiple airline and hotel partners or by purchasing flights or other travel directly on each issuer's travel-booking portal. These two cards earn two of the most valuable flexible rewards currencies: American Express Membership Rewards points and Chase Ultimate Rewards points. Neither card charges foreign transaction fees. They also work well for me when I'm traveling I tend to use the Chase Sapphire Preferred® Card abroad and the American Express® Gold Card for many of my purchases at home. I always try to maximize the rewards I earn on my spending, and these two cards have bonus categories that align well with my daily spending habits. I don't carry them all at the same time, but a select few rarely, if ever, leave my wallet thanks to their earning potential: the American Express® Gold Card and Chase Sapphire Preferred® Card. I have more than 30 rewards credit cards, and each of them has a particular purpose in my wallet. By clicking ‘Sign up’, you agree to receive marketing emails from InsiderĪs well as other partner offers and accept our
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